When you apply to retire, we’ll offer you a choice between legacy scheme (final salary) and reformed scheme (CARE) benefits for the pension you built up between 1 April 2015 and 31 March 2022. This is called the Remedy period.

To help you decide, we’ll send you a choice letter, known as a Remediable Service Statement (RSS). This will show your pension benefits side-by-side in the final salary and CARE scheme for the remedy period, to help you decide which option is the right one for you.

If you are eligible for 2015 Remedy, your Annual Benefit Statement (ABS) will look a little different from now on. It will be combined with a Remediable Service Statement (RSS) so that you can keep track of benefits in the alternative scheme. This statement is called an ABS-RSS.

You will receive your new look ABS-RSS by 31 March 2025. If you are already registered for member self-service, you will be able to access your ABS-RSS when it is available. If not, you can sign-up: member self-service portal To help you work out what you will receive when you retire, you can use one of our pension calculators:

• Teachers Remedy calculator (for members with service between April 2015 and March 2022)
• Teachers pension scheme calculator

If you require an estimate to support with retirement planning or other life events, an estimate can be provided if you are:

• At retirement age and ready/thinking about retirement
• Within six months of retirement
• Requiring an estimate pending redundancy, divorce, ill-health or for mortgage applications

The SPPA is committed to delivering the best service possible for our members. We regret that your ABS-RSS will not be available sooner, this is due to the complexities of delivering the 2015 Remedy.

For information about the 2015 Remedy and Annual Allowance, please visit our Impacts of Remedy on Annual Allowance webpage.

If you bought an Additional Pension or Faster Accrual arrangement, you have a choice of what happens to this for your service between 1 April 2015 and 31 March 2022 – this is called the Remedy period.

We need you to confirm what you’d like to do. To help you make your decision, the letter includes:

• A decision guide, including a personalised table of your options
• A decision form to complete and send back to us Take some time to review your options, then sign and send your form to confirm your decision.

You have 6 months to make your decision, but please tell us when you’re ready so we can make sure you’re paid the benefits you want when you retire.

If you have more than one Additional Pension or Faster Accrual arrangement in the Remedy period, you need to make a decision for each one.

Annual Allowance

The UK Government have agreed that if, because of Remedy, the amount of Additional Pension you buy changes, it will not impact on your Annual Allowance.

If you bought an Early Retirement Reduction Buy Out arrangement, you have a choice of what happens to this for your service between 1 April 2015 and 31 March 2022 – this is called the Remedy period.

We need you to confirm what you’d like to do. To help you make your decision, the letter includes:

• A decision guide, including a personalised table of your options
• A decision form to complete and send back to us

Take some time to review your options, then sign and send your form to confirm your decision.

You have 6 months to make your decision, but please tell us when you’re ready so we can make sure you’re paid the benefits you want when you retire.