Your Scottish Firefighters' pension scheme
From 1 April 2022, we are changing how retirement lump sums are calculated for 1992 Scheme members who are aged 50 or over and have between 25 and 30 years’ service.
Currently, these members can commute up to 2.25 times their annual pension. This is being changed so they can commute up to 25% of their annual pension instead. This change will not apply retrospectively to retirements pre 1 April 2022.
You can learn more about what commutation is on our webpage – Commute part of your pension.
We have also updated our existing Pension Calculator to reflect the change from 1 April 2022.
Please note this calculator does not allow for the changes as a result of the 2015 Remedy. A separate 2015 Remedy Calculator that can model and compare benefits between the legacy and CARE scheme is now available for members to use.
There are currently four occupational pension schemes for firefighters administered by SPPA on behalf of Scottish Ministers. These are the Firefighters' Pension Scheme (Scotland) 1992, New Firefighters' Pension Scheme (Scotland) 2006, Retained Firefighters' Modified Pension Scheme and Firefighters' Pension Scheme (Scotland) 2015. SPPA is also responsible for scheme regulations.
The schemes are statutory and guaranteed by law and provide pensions and life assurance for firefighters in Scotland.