The Police Pension Modeller
The Police Pension Modeller is temporarily unavailable while it is updated with new factors and assumptions and then tested. We anticipate this update will take up to four weeks.
During this time, you will not be able to access the modeller. All other areas of the SPPA website will continue to work as normal.
We understand this may be inconvenient and are grateful for your patience while we carry out these essential updates to ensure calculations remain accurate and up to date.
Need help?
If you need support while the modeller is unavailable, you can:
- Visit our guidance pages for general pension information
- Contact us directly with your query
The modeller will be available again as soon as the updates are complete.
Understand how much you’ll get
In this section:
- Annual Benefit Statements
- Estimates and Pension Calculator
Annual Benefit Statements
Annual Benefit Statements
SPPA have a legal duty to provide you with regular details of your estimated pension benefits.
We automatically produce Annual Benefit Statements (ABS) for Police pension scheme members who are in active employment.
2015 Remedy
On 1 April 2022, the 1987 and 2006 Police schemes closed to any future pension build-up. Members were moved into the 2015 CARE Pension Scheme.
Eligible members will have the option to choose between their legacy or reformed scheme benefits when they retire. This choice will be for the period between 1 April 2015 and 31 March 2022. Your annual benefit statement (ABS) ) has been combined with a Remediable Service Statement in a document called an ABS-RSS showing a dual estimate of both the legacy and reformed schemes to help you make your choice on retirement.
Accessing your Annual Benefit Statement
If you work for Police Scotland, you can register for our online member portal where you can see and print copies of your annual benefit statement.
Your annual benefit statement estimates your pension benefits built up to the end of the most recent financial year. This is based on your pensionable service and / or your salary details, which are confirmed by your employer.
Using a Financial Adviser
If you’re still working for the Police, SPPA can’t provide your Financial Adviser with an estimate.
You can download your annual benefit statement from our online member portal and send it to them directly.
If you have left Police employment, we can accept requests from financial advisers as long as they can provide a mandate signed by you, authorising the release of the requested information.
We will provide a statement showing the value of your pension benefits when they were preserved and guidance on using our Preserved Calculator.
More information can be found at The Money and Pensions Service
Estimates and Pension Calculator
The Police Pension Modeller
The Police Pension Modeller is temporarily unavailable while it is updated with new factors and assumptions and then tested. We anticipate this update will take up to four weeks.
During this time, you will not be able to access the modeller. All other areas of the SPPA website will continue to work as normal.
We understand this may be inconvenient and are grateful for your patience while we carry out these essential updates to ensure calculations remain accurate and up to date.
Need help?
If you need support while the modeller is unavailable, you can:
- Visit our guidance pages for general pension information
- Contact us directly with your query
The modeller will be available again as soon as the updates are complete.
Projected pension estimates
If you require an estimate to support with retirement planning or other life events, an estimate can be provided if you are:
- At retirement age and ready/thinking about retirement
- Within six months of retirement
- Requiring an estimate pending redundancy, divorce, ill- health or for mortgage applications
- Are not able to use the calculators
If you meet this criteria, please contact us.