Your Scottish Police pension scheme
Currently, these members can commute up to 2.25 times their annual pension. This is being changed so they can commute up to 25% of their annual pension instead. This change will not apply retrospectively to retirements pre 1 April 2022.
You can learn more about what commutation is on our webpage - Pension Lump sum options.
We have also updated our existing Pension Calculator to reflect the change from 1 April 2022.
Please note this calculator does not allow for the changes as a result of the 2015 Remedy. A separate 2015 Remedy Calculator that can model and compare benefits between the legacy and CARE scheme is now available for members to use.
There are currently, three occupational pension schemes for the Police in Scotland: the Police Pension Scheme (Scotland) 1987, New Police Pension Scheme (Scotland) 2006 and Police Pension Scheme (Scotland) 2015.
These schemes are statutory and guaranteed by law, providing pensions and life assurance for police officers in Scotland.
These schemes are administered by the Scottish Public Pensions Agency on behalf of Scottish Ministers and SPPA is also responsible for scheme regulations.