What is 2015 Remedy

On 1 April 2015 public sector pension schemes were reformed and the Career Average Revalued Earnings (CARE) pension scheme was introduced.

Most pension scheme members were moved from their legacy scheme (final salary) to the reformed (CARE) scheme, but some protections were put in place for members who were close to their retirement date. These protections meant that older members stayed in their pre-reform schemes.

The Court of Appeal found that this discriminated against younger scheme members. The government is removing this discrimination for the period between 1 April 2015 and 31 March 2022. This is known as the remedy period.

From 1 April 2022 all of our NHS, Teachers, Police and Fire members became members of the 2015 pension scheme and the pre-reform schemes were closed to any further pension build-up. Eligible members who retired after 1 April 2022, are entitled to both legacy and reformed scheme benefits.

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