I’m retired
We’ll offer you a choice between your legacy scheme (final salary) benefits and your reformed (CARE) scheme for your service between 1 April 2015 and 31 March 2022. This is called the Remedy period.
This choice will be offered to all members, including those who had 'protected status' when the pension reforms were introduced and remained in the legacy scheme.
To help you decide, we’ll send you a choice letter, known as a Remediable Service Statement (RSS). This will show your pension benefits side-by-side in your final salary and CARE scheme for the Remedy period, to help you decide which option is the right one for you.
When we’ll contact you
Your remedy choice
We will write to you to make your choice by sending you a choice letter called a Remediable Service Statement (RSS).
We are working hard to resolve the remaining complexities in delivering the 2015 Remedy and finalise the information we need to ensure our pension calculations are accurate. This is taking us longer to complete than originally planned and we have revised our delivery plans accordingly. The practical delivery of the 2015 Remedy ruling has been incredibly challenging for the SPPA and all other UK pension scheme administrators.
We apologise that progress in issuing RSS has not matched the pace that we had hoped. We have revised our delivery timeline and are contacting all members who have not yet had an RSS to provide more information about this and what we’re doing now. The first of these updates was issued in October 2025 and we will continue to keep you updated and informed about progress on a three-monthly cycle.
Contributions and Remedy
From 1 October 2023, eligible members who contributed to the 2015 Care Scheme between the 1 April 2015 – 31 March 2022 (the remedy period) are being moved back to their Legacy Scheme for this pensionable period. This action is taking place to enable you to make a choice for the remedy period.
During the remedy period, you will have paid contributions at the 2015 Care Scheme rates. By moving you back to your legacy scheme for this period, you will either owe or be owed the difference in contributions due. Corrections due to your contributions will be made when you make your Remedy choice.
I’ve received an Ill Health Retirement Review letter
I’ve received an Ill Health Retirement Review letter
We’re reviewing ill health pensions for members who are eligible for 2015 Remedy. This is to understand whether you would have been eligible for ill-health benefits under your alternative pension scheme.
We’ll use the evidence that was provided at the time of your original application so you won’t need to send us any new information or be examined by a medical professional.
Once the review is completed, we’ll contact you with the outcome and tell you what to do next. We won’t make any changes to your pension as a result of the review.
If you want us to review your pension
So that the review can be carried out, you need to give us your consent. If you don’t consent to a review your Remediable Service Statement might not include ill-health benefits for your alternative pension scheme. You can tell us by returning the decision form included with the letter.