Your Scottish Teachers' pension scheme

There are currently two occupational pension schemes for teachers in Scotland, the Scottish Teachers' Superannuation Scheme (STSS) and the Scottish Teachers’ Pension Scheme 2015 (STPS 2015).

These schemes are administered by the Scottish Public Pensions Agency on behalf of Scottish Ministers. SPPA is also responsible for scheme regulations and for all the administrative tasks required to serve over 73,000 active members, more than 21,000 deferred members and over 79,000 pensioners and dependants.

The two schemes are statutory and guaranteed by law, providing pensions and life assurance for teachers in Scotland.

McCloud/Sargeant and the 2015 Remedy

You may be affected by the McCloud/Sargeant 2015 Remedy a process that will remove discrimination for a period of time from when the Career Average Revalued Earnings (CARE) pension scheme was introduced on 1 April 2015.  This process is being implemented over the next few years following completion of the relevant legislation.  You may be required to make a choice about your pension for the period of the remedy.  We would encourage you to have a look at information available on our website to see if this affects you.  The SPPA will be in direct contact with all those affected over the coming months.

Eligible members can use the 2015 Remedy calculator to estimate what benefits they would be entitled to when they choose to retire.