Teachers | SPPA

About Teachers Pensions

How your pension works

How your Teachers pension works

Pension benefits explained

The Benefits of your Teachers Pension

Tax on your pension

Joining a Teachers Pension

Automatic enrolment

Automatic Enrolment

Joining the scheme

Benefits of joining the Teachers pension scheme

Transferring a pension in

How to Transfer a pension in

Re-joining the scheme

How to re-join the pension scheme

Leaving or opting out

Opting out but continuing to work as a Teacher

Understand your options if you have decided to opt out of the scheme

Refund of contributions

Details of when you can receive a refund of pension contributions

Leaving - find out what happens to your pension

Find out what happens to your pension when you stop working as a Teacher

Growing your pension

keep track of your pension

Pension benefit statements

Increasing your pension

Options to increase your retirement benefits

Taking your pension early with no reduction

Early Retirement Buyout Reduction

Life events

Absence from work

Information about career breaks

Married or in a relationship

How to make a nomination for death benefits

Becoming a parent

What happens to your pension benefits when you become a parent

Getting divorced

Find out more about pension sharing on divorce.

I am ill

Your options if you become too ill to work

Ready for retirement

Planning for retirement

Understanding your retirement options

Understand how much you'll get

Annual Benefit Statements and Estimates

I'm retired

Going back to work

Your options for returning to work after retiring

Annual Pension Increase

Each year your pension increases by inflation

Bereavement

Tell us someone has died

How to report a bereavement

Death Benefits

What happens to your Teachers pension when you die? The pension accumulated

Making a change

Keeping your details up to date

How to update your personal details

Changing your address

How to change your address To change your address, you can use MyPension

Changing your bank details

How to change your bank details As payrolls are run throughout the month, we

Teachers Remedy Hub

Teachers Remedy: What is Remedy?

Information about the 2015 Remedy

Teachers Remedy: I'm paying into a pension

Information if you’re eligible for 2015 Remedy and still paying into a

Teachers Remedy: I've opted out or left my pension

Teachers remedy information if you have left or opted out

Teachers Remedy: I'm ready for retirement

Information about Remedy if you are ready for retirement

Teachers Remedy: I'm retired

Information about remedy if you are already retired

Teachers Remedy: Bereavement and 2015 Remedy

Find out what happens when a member who is eligible for 2015 Remedy dies.

Teachers Remedy: Contingent Decision

Eligibility and how to apply for a contingent decision

Teachers Remedy Calculator

Find out more about how you can access an online calculator to provide you

Employers

Eligibility

Find out more about eligibility criteria and types of membership.

Pension contribution rates

Find out more about paying in employer contributions.

Joining the scheme

Information about how employees can join the scheme.

Annual returns

Further information about submitting Annual Returns.

Leaving the scheme

Actions to take if your employee wishes to leave the scheme.

Pensionable pay and contributions

Find out more about your employees pay and contributions.

Employer calculators

Access our Employer calculators for the Teachers scheme.

Transfers

A guide to transferring benefits in, or out, of the scheme.

Increasing benefits

How your employees can increase their Teachers pension benefits.

Benefit statements

Understanding an Annual Benefit Statement.

Types of retirement

More information about types of Teachers retirement.

Death benefits

Information for employers regarding death benefits.

Ill health

The steps to follow if your employee requires ill health retirement.

Phased Withdrawal of independent Schools

SPPA consulted on phased withdrawal for independent schools from the Scottish

Re-employment

Find out if your employee can re join the Teachers scheme.

Scheme governance and legislation

Pension Board

Find out more about the Scottish Teachers’ Pension Board.

Scheme Advisory Board

Details of the Scottish Teachers' Pension Scheme Advisory Board.

Teachers' Employers Accounts Disclosure

Guidance for Teachers' employers completing their 2022/23 annual accounts

STSS scheme accounts

Our annual statements of accounts.

National Fraud Initiative

Details regarding the National Fraud Initiative.

Regulations

Guide to the various regulations governing the Teachers' pension schemes.

Circulars

A list of Teachers circulars issued by SPPA.

Consultations

Consultations on proposed changes to Teachers' pension schemes.

Teachers Factors

Access our Teachers Factors.

Teachers - Forms

Please click on the title above to see all the Teachers Forms.