I’m retired

Up until March 2025, we’ll offer you a choice between your final salary benefits and your CARE benefits for your service between 1 April 2015 and 31 March 2022. This is called the Remedy period.

These are sometimes known as ‘legacy’ benefits and ‘reformed’ benefits.

To help you decide, we’ll send you a choice letter, known as a Remediable Service Statement (RSS). This will show your pension benefits side-by-side in your final salary and CARE scheme for the Remedy period, to help you decide which option is the right one for you.

When we’ll contact you

Your remedy choice

We’ll write to you to make your choice by sending you a Remediable Service Statement (RSS).

This table shows when you can expect this, depending on which type of member you are. These dates have been changed to reflect an updated delivery timetable.

Type of memberWhen will I be asked to make my choice
I retired due to ill healthFrom October 2024
I’m a surviving family member or dependant of a pension scheme member who died in serviceFrom October 2024
I’m a surviving family member or dependant of a pension scheme memberFrom October 2024
I'm retired and moved into the reformed scheme on or after 1 April 2015 (not ill-health retirement)From November 2024
I'm retired, and remained in a legacy scheme (both NPA 60 and 65) on or after 1 April 2015From November 2024
I’m a surviving family member or dependant of a pension scheme member in the legacy (final salary) scheme (non ill-health)From November 2024


I’ve received an Ill Health Retirement Review letter

We’re reviewing ill health pensions for members who are eligible for 2015 Remedy. This is to understand whether you would have been eligible for ill-health benefits under your alternative pension scheme.

We’ll use the evidence that was provided at the time of your original application so you won’t need to send us any new information or be examined by a medical professional.

The outcome of this review could mean your pension will change.

Once the review is completed, we’ll contact you with the outcome and tell you what to do next. We won’t make any changes to your pension as a result of the review.

If you don’t want us to review your pension

You need to let us know. Doing this will mean you’re still eligible for 2015 Remedy but your Remediable Service Statement might not include ill-health benefits for your alternative pension scheme.

You can tell us by returning the decision form included with the letter.

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