The 2015 Remedy may have an impact on the contributions you have made.
If you are eligible for the 2015 Remedy, your pension has been returned to your legacy (final salary) scheme for the remedy period (1 April 2015 to 31 March 2022) to enable you to make a remedy choice when you retire.
By moving your pension back to the legacy scheme for this period, you will either owe or be owed the difference in contributions, reflecting the benefit differences between the old and new police pension schemes.
I’m paying into a pension
If you are in work and paying into a pension or have deferred your pension, your new Annual Benefit Statement-Remediable Service Statement (ABS-RSS) will tell you whether you have overpaid contributions and will get a refund or owe contributions and need to pay this back.
We are currently in the process of issuing your ABS-RSS. In collaboration with Police Scotland, we are initially providing these to a limited number of police scheme members as part of a controlled launch. This will ensure that processes work effectively before making them available to all remaining members. If you haven’t received yours yet, please don’t worry—you will receive it soon.
Your ABS-RSS will be made available on our member self-service portal, please register if you have not already done so. It is very important that you sign-up so that you can make a decision on correcting your contributions.
Guidance
By moving your pension back to the legacy scheme for this period, you will either owe or be owed the difference in contributions, reflecting the benefit differences between the old and new police pension schemes. Your ABS-RSS will tell you what your legacy scheme is and guidance is available below.
Contribution Adjustments Member Guidance SPPS 1987
I have left or opted out of the pension scheme.
If you are a deferred member, you will receive a choice letter called a Remediable Service Statement by 31 March 2025.
I’m retired
If you are retired, you will get a Remediable Service Statement (RSS) which will show you the legacy scheme and reformed scheme benefits that you are entitled to for the remedy period.
It will also provide information about how these options will affect your pensions and details of any contribution adjustment.
I already have a survivor or child pension
If your family member was eligible for 2015 Remedy, an eligible decision maker will make a remedy choice on their behalf. The result of that choice could impact on the benefits you are entitled to receive. If you are not the eligible decision maker you will be notified of any changes to your benefits once a remedy choice has been made.
Eligible decision makers
The person who will make a remedy choice is called an ‘eligible decision maker’. This is set out in the scheme regulations which dictate who the eligible decision maker should be. In most cases there is a sole beneficiary such as a spouse who will be the eligible decision maker but in some cases this may be someone else as specified in the scheme regulations.