I’m retired
We’ll offer you a choice between your legacy scheme (final salary) benefits and your reformed (CARE) scheme benefits for your service between 1 April 2015 and 31 March 2022. This is called the Remedy period.
To help you decide, we’ll send you a choice letter, known as a Remediable Service Statement (RSS). This will show your pension benefits side-by-side for the Remedy period, to help you decide which option is the right one for you.
Preparing for your remedy choice – member update January 2025
Preparing for your remedy choice – update three (30 January 2025)
Police Pensioner Update – January 2025
This month we launch a video resource to help you understand your choice letter (Remediable Service Statement). This is the first of two video resources which look at the choice letter in detail. This video looks at your remedy choice and the information available in the Remediable Service Statement to help you make a decision.
Good progress is being made with issuing RSS. We have been finalising our processes around tax handling further to advice from HMRC and HMT and plan to re-commence issuing RSS in February. We will be in contact with you directly as we work through delivery of RSS. We are not able to provide information on the scheduling of RSS or when specific RSS will be sent out.
Look out for our next update.
Previous updates
When we’ll contact you
Your remedy choice
We’ll write to you to make your choice by sending you a choice letter called a Remediable Service Statement (RSS). The regulatory deadline is 31 March 2025. However, in the event of a delay, we will issue communications to any members affected to advise them of this.
We want to keep you updated on progress being made to issue RSS. It has been difficult to provide specific dates with any degree of certainty given the complexity of delivering the 2015 Remedy. Therefore, we have removed reference to specific dates. We know from member feedback how frustrating these date changes have been.
We will keep you up to date with progress by publishing regular updates on this page so that you have a better understanding of what is involved in delivering your remedy choice. These updates will also provide you with information about what you can expect to find in your RSS.
| Type of member | Order in which RSS will be issued |
| I retired due to ill health, and my case is being re-assessed | 1 |
| I’m a surviving family member or dependant of a pension scheme member who died in-service | 1 |
| I’m a surviving family member or dependant of a pension scheme member who retired due to ill health | 1 |
| I’m a surviving family member or dependant of a pension scheme member who moved into the reformed scheme on or after 1 April 2015 (non IHR) | 2 |
| I'm retired and moved into the reformed scheme on or after 1 April 2015 (not ill-health retirement) | 2 |
| I'm retired and remained in the PPS 1987 legacy scheme after 1 April 2015 | 2 |
| I'm retired and remained in the NPPS 2006 legacy scheme after 1 April 2015 | 2 |
| I’m a surviving family member or dependant of a pension scheme member of the legacy (final salary) scheme (non ill-health) | 2 |
Some RSS may be sent out later than the schedule indicates as a result of data, processing or calculation issues relating to individual RSS.
I have received my choice letter – support and guidance
If you have received your choice letter, known as a Remediable Service Statement (RSS), these resources will help you to understand your RSS and what you have to do.
The RSS contains important information to help you make your choice. We’ve tried to make it as easy as possible to understand by laying it out in sections. The introductory letter explains why you are getting a choice and when this needs to be sent to the SPPA.
As soon as your decision has been processed by the SPPA, we will send you a confirmation letter. Your new pension (if appropriate) will be paid on the next available payment date. Depending on when your pension is processed, this may not be the next payment you are due to receive. As we are processing large volumes, there may be unavoidable delays but we will try to keep this to a minimum.
The SPPA cannot provide financial advice. If you need help with your decisions, consider talking to a professional financial adviser. You can find advisers near you by visiting Citizens Advice Scotland at www.cas.org.uk
Contributions and Remedy
From 1 October 2023, eligible members who contributed to the 2015 Care Scheme between the 1 April 2015 – 31 March 2022 (the remedy period) are being moved back to their Legacy Scheme for this pensionable period. This action is taking place to enable members to make a choice for the remedy period.
During the remedy period, you will have paid contributions at the 2015 Care Scheme rates. By moving you back to your legacy scheme for this period, you will either owe or be owed the difference in contributions due. Corrections due to your contributions will be made when you make your Remedy choice.
I’ve received an Ill Health Retirement Review letter
I’ve received an Ill Health Retirement Review letter
We’re reviewing ill health pensions for members who are eligible for 2015 Remedy. This is to understand whether you would have been eligible for ill-health benefits under your alternative pension scheme.
We’ll use the evidence that was provided at the time of your original application so you won’t need to send us any new information or be examined by a medical professional.
Once the review is completed, we’ll contact you with the outcome and tell you what to do next. We won’t make any changes to your pension as a result of the review.
If you want us to review your pension
So that the review can be carried out, you need to give us your consent. If you don’t consent to a review your Remediable Service Statement might not include ill-health benefits for your alternative pension scheme. You can tell us by returning the decision form included with the letter.