Your NHS Scotland pension scheme

NHS Scotland Coronavirus Life Assurance Scheme

Information on the Coronavirus Life Assurance Scheme can be found here.  

There are currently two occupational pension schemes for National Health Service staff in Scotland: the National Health Service Superannuation Scheme (Scotland) and National Health Service Pension Scheme (Scotland) 2015.

These schemes are administered by the Scottish Public Pensions Agency on behalf of Scottish Ministers and SPPA is also responsible for scheme regulations and for all the administrative tasks required to serve over 175,000 active members, more than 62,000 deferred members and over 100,000 NHS pensioners and dependants who are already receiving benefits from the scheme.

Both schemes are statutory and guaranteed by law, providing pensions and life assurance for people employed by the NHS in Scotland.

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A basic guide to tax on pensions.

NHS Scheme FAQs 1. Pension schemes from 1 April 2022 From 1 April 2022 all of our NHS scheme members will join the 2015 CARE pension scheme and the 1995 and 2008 final salary schemes will be closed to future pension build up. This means that when your claim your pension after 1 April 2022, it will contain both final salary and CARE scheme benefits.   

Following a reconciliation exercise, the SPPA is carrying out remediation with NHS Employers as it has been established that NHS Employers have under or over collected pension contributions for one or more scheme years. The amount you pay towards your pension scheme depends on your ‘pensionable pay’ (which is your salary, wages, fees and any other regular payments, but not any bonuses, expenses or overtime payments). For Salaried GP’s/Assistant Practitioners, your contribution rate is based on your total pensionable income. This is the total of all earnings from: