How to calculate your benefits

To estimate the value of your Scottish Police pension scheme benefits on any retirement date selected by you, just download our handy calculator.

It's a Microsoft Excel file and can be used by members of the 1987, 2006 and 2015 schemes – as well as members who have benefits in more than one scheme. When you use the calculator you'll get:

  • an illustration of benefits, in todays' money terms, that may become payable at a retirement date selected by you
  • a description of the benefits payable for each scheme you've been a member of
  • an estimate of the maximum lump sum that could be payable
  • a printable copy of your personal illustration.

You may find it useful to have your most recent Annual Benefit Statement available while you're using the calculator.

Please note that the illustration is not a guarantee, nor is the calculator intended to provide you with financial advice. If you require financial advice, you should contact an independent financial adviser.

The calculator does not cover: the effect of pensions tax charges on your benefits; information about any optional benefits such as additional pension and additional voluntary contributions; survivor benefits payable in the event of your death; the effect of pension sharing on divorce.

Technical support: Note that the Microsoft Excel file type may not be compatible with devices that don't support Microsoft products and may not work if you don't have access to an application that can read this type of file. If you have any issues with the Police Pension Calculator, please email us.

 

Further reading

Police Pension Calculator FAQs

Glossary of commonly used terms.

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