A quick guide to the New Police Pension Scheme 2006

The Police Pension Scheme 2006 (NPPS) applied to all serving police officers who joined the service between 6 April 2006 and 1 April 2015, unless they decided to opt out. It also accepted officers who decided to transfer from the 1987 Police Pension Scheme (PPS). The Police Pension Scheme 2006 closed to new members on 1 April 2015. The main terms of this scheme are:

  • Single accrual rate of 1/70 of final salary for each year of service 
  • Maximum pension of half final salary plus a fixed lump sum of 4 times the pension, with option to give up part (or all) of the lump sum for additional annual pension
  • Maximum pension after 35 years
  • A normal pension age of 55 years
  • A deferred pension age of 65 years
  • An immediate pension and lump sum payment to any officer granted ill-health retirement.
  • A lump sum death grant of three times pay
  • A pension for a spouse, civil partner or eligible nominated partner* payable for life – these are normally half of the officer’s pension entitlement. *Unmarried partners and partners who aren’t in a civil partnership can be nominated as beneficiaries if they meet certain qualifying conditions.
  • Dependent children under the age of 23 may qualify for a pension.

Your pension calculator

Your pension estimates and annual statements

Further reading

New Police Pension Scheme 2006 guide

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