NHS | SPPA

About NHS Pensions

How your pension works

How your NHS Pension works.

Pension benefits explained

The benefits of your NHS Pension

Tax on your pension

A basic guide to tax on pensions.

Joining an NHS Pension

Automatic Enrolment

What is Automatic Enrolment

Joining the scheme

Information for people who are joining the NHS (Scotland) Pension Scheme

Transferring a Pension in

How to transfer former pension rights from another scheme

Rejoining the scheme

How to re-join the NHS (Scotland) pension scheme

Leaving or Opting Out

Opting out but continuing to work for the NHS

Understand your options if you have decided to opt out of the scheme

Refund of contributions

Details of when you can receive a refund of pension contributions

Leaving - find out what happens to your pension

Find out what happens to your pension when you leave the NHS

Growing your pension

Keep track of your pension

Pension Benefit Statements

Increasing your pension

Find out how you can increase your pension savings

Taking your pension early with no reduction

Early Retirement Reduction Buy Out (ERRBO)

Life Events

Changes to your job

Changing your working pattern

Absence from work

Information about career breaks

Married or in a relationship

Information about making nominations

Becoming a parent

What happens to your pension benefits when you take parental leave

I am ill or injured

Your options if you become too ill to work

Getting Divorced

Find out more about pension sharing on divorce.

Ready for Retirement

Planning for retirement

Understanding your retirement options

Understand how much you'll get

Calculators for retirement planning and information on taking a lump sum

Partial Retirement

Information on Partial Retirement, eligibility requirements and how to apply

I'm Retired

Going back to work

Your options for returning to work after retiring

Annual Pension Increase

Each year your pension increases by inflation

Bereavement

Tell us someone has died

What to do when someone who has an NHS pension dies

Death benefits

Information on the different death benefits payable

Making a Change

Keeping your details up to date

Letting us know about other changes, like a change of name or marital status.

Changing your address

Keep your name or address up to date

Changing your bank details

Update your bank details

NHS Remedy Hub

NHS Remedy: What is remedy?

Find out about the 2015 Remedy

NHS Remedy: I'm paying into a pension

Information if you’re eligible for 2015 Remedy and still paying into a

NHS Remedy: I've opted out or left my pension

NHS Remedy information if you have left or opted out

NHS Remedy: I'm ready for retirement

NHS Remedy information about retirement.

NHS Remedy: I'm retired

NHS Remedy information if you have already retired

NHS Bereavement and 2015 Remedy

Find out what happens when a member who is eligible for 2015 Remedy dies.

NHS Remedy: Contingent Decision

Eligibility and how to apply for a contingent decision

NHS Remedy Calculator

Find out more about how you can access an online calculator to provide you

NHS Remedy Cost Reimbursement Scheme

Information about the Cost Reimbursement Scheme

Employers

How to complete a retirement application

How and when to complete an (NHS:RET) retirement application On this

Eligibility

Find out more about eligibility criteria and types of membership.

Joining the scheme

Information about how members join the Scheme.

Leaving the scheme

Guidance about members who wish to leave the scheme.

Member contributions

All members of the NHS Pension Scheme (Scotland) (NHSPSS) pay a set

Pensionable Allowances and Pay Enhancements

A number of allowances and pay enchancements can be paid by employers, some

Pensionable Earnings

Meaning of Pensionable EarningsPensionable earnings are defined within

Transferring benefits

A guide to transferring benefits into or out of the NHS scheme.

Increasing benefits

Information on how members can increase their benefits.

Mental Health Officers

Find out more about Mental Health Officers and Special Class Members.

Scheme benefits

Guidance on benefits payable to scheme members.

Practitioners

Information about Practitioner employment.

Direction bodies

Find out if your organisation can become a Direction employer.

Injury benefits

An overview of Injury Benefits.

Loss of rights to benefits

An explanation of how a member could lose their rights to their benefits.

Employer contributions

Find out more about contribution rates for both employers and members.

Annual returns

Further information about submitting annual returns.

Disclosure Requirements

Disclosure requirements guidance for employers

Scheme governance and legislation

Pension Board

Find out more about the NHS (Scotland) Pension Board.

Scheme Advisory Board

Find out more about the NHS Pension Scheme (Scotland) Advisory Board.

NHS Employers Accounts Disclosure

Guidance for NHS employers completing their 2022/23 annual accounts

NHS scheme accounts

NHS Superannuation Scheme (Scotland) accounts.

Regulations

Guide to NHS pension scheme regulations.

Circulars

A list of NHS circulars issued by SPPA.

Consultations

Consultations on proposed changes to NHS Scotland pension schemes.

NHS Factors

Access our NHS Factors.

NHS Forms

Please click on the title above to see all the NHS Forms.

Practitioner Contributions Remediation

Learn more about the Practitioner Remediation and what it means for your pension.