What happens when you're ready to retire?

Most people don't think too much about pensions too often during their working careers. However, as the years progress and you begin to reach retirement age, it's well worth taking the time to understand your retirement options and make a clear plan that suits your needs.

As an NHS pension scheme member, the contributions made by yourself and your employer will entitle you to a package of retirement benefits which are index linked and guaranteed by the Government.

Just follow the links below to explore the wide range of topics you'll need to consider as your retirement approaches so that you'll be well placed to make decisions about your future and ready to complete your application form when the time comes.