2015 Remedy

On 1 April 2022 the legacy Firefighter Schemes were closed to any future pension build-up and members were moved into the reformed 2015 pension scheme.

If you are eligible you will have the chance to choose between your legacy scheme (final salary) or reformed (CARE) scheme benefits when you retire.

Find out more about the 2015 Remedy from our Remedy Hub.

2024 Annual Benefit Statement for members who are not eligible for 2015 Remedy

If you are not eligible for 2015 Remedy, you will receive an Annual Benefit Statement by the end of August 2024.

2024 Annual Benefit Statement for members who are eligible for 2015 Remedy

If you are eligible you will have the chance to choose between your legacy or reformed scheme benefits when you retire.

If you are working and contributing to your pension or have deferred your benefits you will receive an Annual Benefit Statement (ABS) combined with a Remediable Service Statement (ABS-RSS) by March 2025. This will provide an estimate of your benefits in both the legacy (final salary) and reformed (CARE) schemes.

The majority of Remedy eligible members will receive an ABS by 31 August 2024. This will not provide dual projections.

A remedy calculator is available to use if you'd like to compare your legacy and reformed scheme benefits.

Firefighter Remedy Calculator

Accessing your Annual Benefit Statement

If you're in active employment, you can register for our online service where you can access and print copies of your annual benefit statement.

Your ABS estimates your pension benefits accrued up to the end of the most recent financial year based on your pensionable service and / or salary details as confirmed by your employer.

Estimates

The best way for you to estimate how much your pension will be when you retire is to check your Annual Benefit Statement (ABS) using the member portal on our website. Here you can view your pension information and update your personal details.

You can also use the appropriate pension calculator to work out what you will receive when you retire:

• Firefighter Remedy calculator (for members with service between April 2015 and March 2022)
• Firefighter pension scheme calculator

To access the SPPA's calculators, please use either Microsoft Edge or Google Chrome.

If you are paying into a pension, at the moment, we can only provide estimates if you are not eligible to use the online calculators and are retiring in the next six months. All other members should refer to their ABS or use the pension calculator.

If you are paying into a pension we can provide an estimate for mortgage purposes, this should be supported by request from your bank or a mortgage advisor.

Ill health retirement

If you've ended your employment on the grounds of ill health, we can provide an estimate of what your benefits will be.

If you've already left the Fire Service with your benefits preserved in the scheme and you're too ill to carry out any form of employment, we can also estimate your likely benefits.

While there's no minimum age for requesting an estimate of ill health retirement benefits, they can only be paid subject to your application being assessed and approved by an independent Medical Adviser - see our Firefighters' Ill health retirement section.

2015 Remedy

Some members who are paying into a pension and were eligible for Remedy did not receive an ABS in 2023. They will get an ABS by 31 March 2025 which will include their options under Remedy. This is the most up to date projection offered by the SPPA.

Authorising a financial advisor to contact the SPPA

If you are in active employment and require information for your financial advisor, please access your ABS online.

If you have left the Fire Service

We are able to accept requests from financial advisers as long as they can provide a mandate, signed by you authorising the release of the requested information.