Find out more about the Guaranteed Minimum Pension 

If you were contributing to a public service occupational pension scheme between 6 April 1978 and 5 April 1997, you were contracted out of the earnings related state additional pension.

During this period legislation ensured public service schemes guaranteed to pay scheme members at least as much as they would have received had they contributed to the state additional pension. This amount is known as the Guaranteed Minimum Pension (GMP).

You can find out more about this subject, and how it affects some people who retired before 6 April 2016, by clicking the buttons below.

Guaranteed Minimum Pension

GMP Reconciliation

GMP Reconciliation Update: February 2020

We’ve now identified the majority of Police scheme pensioners, who’s GMP amounts were incorrect, and our records have been updated to reflect the GMP values we’ve agreed with HMRC. We’ve also issued advisory letters to affected members explaining how their pension has changed.

If you’ve received one of our letters and would like further information there’s a question and answers section which can be found here.

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