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The Police Pension Scheme 2015

All police officers automatically join the scheme on appointment to Police Scotland.

You may be asked to have a medical examination (free of charge) so that the police authority can decide if you will be eligible for ill health benefits. If this determines that the likely cost of providing ill health benefits is disproportionately high, you can still join the 2015 scheme but you will not receive ill health benefits if you become unable to work and you will pay contributions at a reduced rate.

You may also be in the scheme if you were previously a member of the Police Pension Scheme (Police 1987) or the New Police Pension Scheme (Police 2006).

New Police Pension Scheme (NPPS)

If you are a regular police officer and you joined the service on or after 6th April 2006, you were automatically admitted to NPPS on appointment unless you decided to opt out (Police cadets and special constables have separate schemes which provide more limited benefits). You may be asked to have a medical examination (free of charge) so that the police authority can decide whether you will be eligible for ill-health benefits. If this determines that the likely cost of providing ill health benefits is disproportionately high, you can still join NPPS but you will not receive ill-health benefits if you become unable to work.

If you opt out of the scheme you can rejoin if you wish. This may be subject to a medical examination, for which you would have to pay the cost, to decide whether you will be eligible for ill-health benefits. If you opt out of the scheme a second time you cannot rejoin again.

Police Pension Scheme (PPS)

If you are a regular police officer, and you joined the service before 6th April 2006, you will have been admitted to PPS automatically on appointment unless you decided to opt out.

From 6th April 2006, the 1987 Police Pension Scheme (PPS) was closed to new members. Officers joining the force after that date will be admitted to NPPS unless they decide to opt out. Only in very limited circumstances can officers still rejoin PPS – in particular, those who are receiving a PPS ill-health pension and are invited to re-join the force following the cessation of disability, or who were dismissed or required to resign from the force while members of the PPS and are reinstated following an appeal.

This does not affect officers moving to/from a force within Great Britain or to/from the Police Service of Northern Ireland, who can remain in PPS provided they were members on 6th April 2006.

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